MrTrakky Posted April 3, 2016 Share Posted April 3, 2016 In this video I talk about my experience of getting into debt, the adverse effect and grip it had on my life I explain how it happened and how it almost destroyed my life. Link to comment Share on other sites More sharing options...
RolidSnake Posted April 4, 2016 Share Posted April 4, 2016 Hey man,Great video, I've been to that dark place too. I'm also sorry to hear about your loss I hope you're back on track now (see what I did there?!) Bit of a tip for anyone else in this situation:The best way I got out of debt was to take out a load of 0% interest for 12-14 month credit cards and transfer all my debt to those. I then divided the debt by 12 (or the amount of months the credit card allows for 0% interest) and ask the credit card company to direct debit that amount from your account. By the time the interest kicks in, your debt should be paid off.This worked for me and I was several thousand in debt, so hopefully it'll work for you guys too. It's hard and you will need to make some massive lifestyle changes but it's possible. The weight of the world is literally lifted from your shoulders.As for depression, I've also been there too. The best thing you can do in a situation like this is exactly as Mr. Tracky has mentioned... TALK TO SOMEONE. My friends and I have lost 3 mates in the last 10 years to depression and suicide and not one of them told us how they felt prior to taking their own lives. We now hold a suicide awareness music night every few years and support the prevention of young suicide charity Papyrus (https://www.papyrus-uk.org/) - So if you are feeling low and want to talk to someone in confidence give them a call. It might just save your life. P.S. sorry for hijacking this post. Link to comment Share on other sites More sharing options...
MrTrakky Posted April 4, 2016 Author Share Posted April 4, 2016 Hey man, Great video, I've been to that dark place too. I'm also sorry to hear about your loss I hope you're back on track now (see what I did there?!) Bit of a tip for anyone else in this situation: The best way I got out of debt was to take out a load of 0% interest for 12-14 month credit cards and transfer all my debt to those. I then divided the debt by 12 (or the amount of months the credit card allows for 0% interest) and ask the credit card company to direct debit that amount from your account. By the time the interest kicks in, your debt should be paid off. This worked for me and I was several thousand in debt, so hopefully it'll work for you guys too. It's hard and you will need to make some massive lifestyle changes but it's possible. The weight of the world is literally lifted from your shoulders. As for depression, I've also been there too. The best thing you can do in a situation like this is exactly as Mr. Tracky has mentioned... TALK TO SOMEONE. My friends and I have lost 3 mates in the last 10 years to depression and suicide and not one of them told us how they felt prior to taking their own lives. We now hold a suicide awareness music night every few years and support the prevention of young suicide charity Papyrus (https://www.papyrus-uk.org/) - So if you are feeling low and want to talk to someone in confidence give them a call. It might just save your life. P.S. sorry for hijacking this post. No no mate you haven't hijacked anything at all I really appreciate your thorough input it's good to hear and show you can get out of what can feel like hell Link to comment Share on other sites More sharing options...
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